Xu Kuangdi Said Internet Finance Is Changing Traditional Financial Formats.

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Net Xiaobian to introduce to everyone is Xu Kuangdi: Internet finance is changing the traditional financial formats.

The 2014 Pujiang innovation forum, jointly sponsored by the Ministry of science and technology and the Shanghai Municipal People's government, opened in Shanghai in October 25th.

Xu Kuangdi, honorary chairman of the presidium of the Chinese Academy of engineering, attended and spoke.

In August 18th, the general secretary of the General Assembly pointed out the history of human development in China at the annual meeting of the central leading group of Finance and economics. The innovative wet week is an important force to push forward the development of a country and a nation. It is also an important force to push forward the development of human society. Innovation is multifaceted, including theoretical innovation, institutional innovation, system innovation, talent innovation and so on. However, the status and importance of scientific and technological innovation are very important. China is a developing country. At present, efforts are being made to push forward the pformation of economic development mode and economic restructuring, and strive to achieve the goal of the two 100 year goals. There are four stages in the economic development of the new country. Xu Kuangdi: Ladies and gentlemen, ladies and gentlemen.

The second stage is investment driven, construction labor is cheap, the third stage is innovation driven, the fourth stage is wealth driven, and now the United Kingdom and the United States rely mainly on investment.

　　关于创新特别是技术创新胸壁的有一个理论创新和技术革命不同是渐进性，包括材料创新、产品创新、工艺创新和市场创新，比如市场创新最典型的就是比如说美国的亚马逊[微博]网，中国的阿里巴巴[微博]、京东、腾讯业态的市场创新，但是与此同时也有克里斯提出创新有颠覆性的创新，不是渐进式，比如用数码相机替代了过去胶卷，使得胶卷行业倒了，包括美国柯达公司也倒了，用光盘取代录像带，改革开放以后有好几个录像带厂，有跃进取代电子显象管，美国有一个引进电子显象管，结果不用了因为技术进步了，对于创新的问题还没有形成一个强大的力量之前要有预见性，改革开放之初习总书记说给我们带来的一般技术，现在要高端技术，关键技术谁给我们?实现现实的经济面临是三期叠加带来一系列挑战，产能过剩现象十分严重，传统产业改造任务相当

1 billion 200 million of the population lives in a modern society, so this means that the modern population is doubled. If we consume energy and resources like the western countries, we can not afford to bear resources and energy, and the global environment is hard to bear. We can hardly afford to invest in resources and consume the environment. The economic development mode is difficult to continue. For example, a Chinese agriculture has made great achievements. For example, our grain has basically been given to the Chinese people's jobs. If we say what the president said, we must do it today. The farm produce (11.61, -0.08, -0.68%) meat and poultry accounts for 50% of China's consumption. The demand for aquaculture industry in the next 20 years is a rigid growth, bringing about the shortage of resources, the shortage of resources, the pressure of ecological relationship and the food safety. Arduous, water resources, resources, energy and other mineral resources are all in urgent need, and the capacity of the world is seriously insufficient. Especially when we see that our country wants to realize modernization, we are 1 billion 300 million of the population, which means that the population of the global modernization is doubled.

　　养殖业的关键是种业，我们的奶牛一年全国平均产奶量是2900公斤一头奶牛，而美国9590公斤，欧盟是6200公斤，可以看到这么大的差别对于饲料的要求、场地都是问题，所以品种对于养殖业至关重要，我们动物种业依赖于国外十分严峻，种族92%靠国外引进，肉鸡是100%种鸡引进，肉鸭90%，奶牛95%，我们关键是鱼种企业实力差距非常大，比如养猪种猪企业美国一个公司有350万头产出，北京最大中心一年只有3万头，奶牛美国公司10万头一年，我们总和培养总的奶牛是500头，还有令所有人震撼的一个问题，1870年北京鸭被外国人看到了，把它称之为白的北京鸭子，这个鸭子到了欧洲经过70多年的预种，是蝇头谷鸭，我们四公斤转化一公斤鸭肉，它只要三公斤，抗病非常高，1991年在中国变成大规模推广，因为市场效益好，一年储量10亿只，中国只有800万只，北京烤鸭、南京

The roast duck is cherry valley duck. It is times improved by Beijing's great grandson. Because there is no oil under the duck skin, our Beijing roast duck is cut off with a layer of oil. Because Cherry Valley company has 70% of the global market, the price of the ancestral generation is 10 times that of the domestic duck product of Beijing, and the profit is very considerable. Therefore, the queen of the United Kingdom awarded the two prize for his special contribution to re export trade and technological innovation.

We have done a lot of work in agriculture, but there is a big gap in aquaculture, and the challenge in future is aquaculture. Similarly, in industry, today I am talking about network technology. Network technology makes the three elements of manufacturing industry integrated into one. One is the network of intelligent machines, which connects countless machine facilities, facilities and networks, and connects device software with control system.

Second using advanced analytical tools, including physical analysis, prediction algorithms and automatic control technology and materials, electrical engineering expertise, to analyze the situation of the machine in operation, improve the performance of the machine, and improve the efficiency of the machine system.

The third is that the staff can interact with machines and equipment you work at any time and anywhere, and achieve a higher level of intelligent control through man-machine conversation.

In the past, the jet engine was built, and now Boeing [micro-blog] has 20 thousand aircraft, 43 thousand of which are jet operated, and 3 of them can be individually monitored and monitored, and the parts with the lowest life span are turbines, one is turbine blades, and compressors, and now they are intelligent aircraft. The pilots can talk to their own aircraft, but they are not directly dialogues. They are controlled by GE company control center dialogue. Now we use a Boeing aircraft as long as a take-off controller knows which flight and where to go. What is the control status now? The pilot's direct dialogue has greatly improved in the introduction and maintenance of fuel efficiency, because in the past, how many kilometers or hours did the engine maintenance run according to the flight? Now, according to the actual situation. GE company

　　另外GE公司的大产品就是发电机，燃气发电机组的效率如果每提高1%，就能够节省燃料消费660亿美元，所以为客户服务，所以GE公司计划把计算机科学家、软件研发员人数从现在100多人提高到400人，并在2015年以前注入10亿美元，为工业带来前所未有数字智能化，GE安装到航天设备上，而且安装到医院核磁共振M2，GE贡献1500亿美元价值，每一驾飞机飞行要付钱，如果现在空客现在装备GE公司的装置，MH370不会发生事故，高度时间都知道，网络技术有演进过程，最早的网络技术就是桌面互联网，做桌子上的PC机，台式机，后来到移动互联网，以后是下一代三网融合的互联网，是宽带一带安全可信自载和泛载，功能不一样，第一代主要解决数据服务，所以计算机做数据处理，第二代因为移动更适合于音频和视频，所以是电信服务，再下面是媒体服务，现在在网上可以看到

The important news every day, then the service of things, is linked by different objects and different production equipment.

Engineering system cybernetics, the first concept put forward by the world cybernetics, is the Greek language. The Chinese say that the network is different from that of the Chinese. In the future, do not change the network. It is different from Intel [micro-blog], and China is plated into cyberspace. Like our radar, if we did not plate into a radar, it would be difficult for us now. Our computer is not very difficult to plate into computers. The computer is mainly not computing, mainly analyzing and thinking, or even forecasting. Its application combines the three aspects of computation control and dialogue to achieve large-scale production, and finally implements intelligent and agile manufacturing, including the whole life cycle management of products, including the supply chain management of parts and components, including enterprise resource management, including money and people, and the management of customer relationship. In the end, the network technology we are talking about is industrial services. The industrial service has proposed CPS, and now plated into the Internet. In 1956, Mr. Tsien Hsueshen wrote a book before he returned from the United States.

The era of Internet economy has arrived. The United States is the largest Wind Power Ltd in the United States. It operates 16 wind farms in the United States, produces GE turbines, and installs sensors, which increase the output of electricity by 3% and produce 120 thousand kilowatt power a year.

　　中国也有利用网络技术对工业装置进行运行的检测，第一个是矿山安全，大家如果注意一下李晓光同志到山西当省长以前，到工程院来了，我们建议他用信息技术，不要搞现在的安全大检查，派安全员下去，结果死在里面不知道，所以现在对矿井生产全过程，通风量、湿度、下井人员，名字记录下来，这个公司是第三方服务外包，每一吨煤只收一毛钱，但是已经四年没有出现大的煤矿事故了，有事故的是煤矿，山西鼓风集团，是最大的鼓风机集团，给125家提供1424套鼓风机组，燃料机组如果鼓风机停没有办法，对机器进行监控，如果有什么问题提前告知进行设备的备份检修，服务费收入20亿，占公司收入的三分之一，从一个制造企业变成一个服务类的企业，除了制造信息、客户管理以外，工业业务流程管理BPM在三星[微博]的发展上起到了极大的作用，三星从1000万

Taiwan's mobile phones to one hundred million mobile phones took 16 years, from one hundred million mobile phones to two hundred million sets for four years, 200 million to 300 million for two years. At the end of 2005, industrial business process management BPM was adopted. BPM has internal management, internal management is efficiency centered, including accountability, visibility, adaptability, and social BPM. It is social management and user management, users should participate, and many other functions are authorized to deal with emergencies, so there is such a cycle of business development cycle.

　　网络技术使电子商务异军突起，电子商务是商业领域根本性的变革，使得买卖双方不见面进行各种商业和贸易活动，把贸易活动移到了网上，电子商务有三种主要的形式，一个B2B，企业到企业，阿里巴巴生意宝(29.49, 0.07, 0.24%)智慧网，B2C，比如亚马逊、走秀等等，第三种C2C，比如易拍、淘宝等等，从07年-2014年中国电子商务突飞猛进，从2万亿一直成长到11点几万亿，包括C2C到了14万亿，增长速度惊人的，未来几年估计网络零售还带来发展的井喷期，从阿里巴巴往旗下淘宝网[微博]和天猫[微博]网，2012年实现1万亿销售目标，2012年又增加了3-10倍，腾讯网现在已经突破了68亿，订单超过120万，在腾讯网上挂会员的数量超过350万户，在电子商务发展起来了以后，网络化物流非常重要的，网络物流是把商流、物流分离，商流在网上进行，物流是物理，必须要有，最大的变化

Many commercial warehouses have been abolished, and from the total storehouse to the users, or even from the manufacturers to the users, the growth rate of China's online retail market is the highest in the world. We see that the red line is China's growth rate. By 2015, China's network retail sales will surpass that of the United States. Of course, the number of Internet users in China is large and the population is large. The other effect of e-commerce is to bring the logistics industry into full play.